selene finance grace period

However, the problems began with a broker who was associated with Selene finance and who went through a series of financial problems. So I call Selene and I am told the lender was no longer willing to work with me my only option was to pay a full payment plus another half payment to catch up on the payment I had missed less than 15 days before, so February 2018 I managed to scrape up enough for the 1st payment at almost $1300. I let them know I had filled out all the paperwork for forbearance already or loan modification. Im losing everthing after my dad passed away on February 5, 2022. They said my note was not escrowed which was incorrent. I want to join any class action suits concerning these companies. In addition to their legal backgrounds, they also have extensive experience in commercial real estate, including properties that they purchased and properties that they financed. If you have questions or need assistance please contact Selene Finance LPs Customer Service I am also in the process of taking legal action against them. I have the same problem with selene finance with a transfer from Rushmore loan management there sister company. They (Selene) acquired my debt and have offered me a mod, that if I accept, the first payment must be paid in 1 week. I've been in "negotiations" with them for over a year. Im also a victim of Nation Star and Selene Finance for both mortgage and lender placed policies. - Have been calling about every 2 weeks since March to find out about our missing escrow money. I had a loan modification through BOA. Claims Administrator: Rust Consulting. Money, Selene Finance - lack of communication, fraud. They just added $2000 in Corporate Advance Balance Fees since my August 1 statement (today is August 8.) Well, I can promise you, I have RUN THEM THROUGH THE RINGER. The company provides those looking for homes loans. These fees are hidden and never mentioned during the loan modification negotiations between the borrower and the lender. I am also a victim! They did the same to us. please call me to discuss. It was easy to get hired on with the company because Selene is not concerned with hiring top mortgage servicing talent, and the pay and incentives was not fair compared to the work that was expected to be done. This will surely increase the credibility of your complaint. Basically I have to do their work! Because I own a manufactured home in the state of Texas and can't refi a manufactured home in this state. Reading everyone else's experiences, it is clear to me that this has to end. On the final month of my repayment they pulled my final payment then they pulled $2300 extra dollars out of my account for which I am not sure why. regarding your mortgage. We reviewed your complaints on the show today if you would like to listen, visit www.TheDailyComplaint.com. Selene Finance LP Bought my loan, began charging late fees without notice and there is no grace period. Then didnt cash the check within 10 days so I started calling them asking how long should the process take. Since they are a debt collector, they must abide by the FDCPA. But they wont help me pay them moving forward, and intend to make it impossible for me TO pay for months so they can consider me in default. Im paying 9 percent interest on a sixty thousand loan. They sold house sold on April 7th. I was told I had to send them those checks and they would deposit them and then send me the money back once i jumped through hoops for them.. They are in the business of acquiring homes as investments. - Was first told it was mailed to us and that we cashed the check. They also have reported me over six months late. I have never been late. They ignores federal, I would and need to join selene lawsuit. Fitch does not publicly rate Selene Holdings, LLP's credit and financial strength. Owned and operated by some of the best known names in the industry, Selene Finance brings the power of its deep experience to customize loan servicing options for each homeowner. After paying a trial period of $2013.49 per month from October 2021- March 2022, a modification was approved on March 4, 2022. I believe this company is in the business of fraud and property theft through misrepresentation. I tried to get numerous loan mods through. post my payments so it doesn't show outstanding and stop deducting insurance payments. Company is unwilling and apparently unable to provide the customer with a pay off letter. 5. If anybody has had been in contact with a lawyer please let me know. my name be added in Class Action Lawsuit. I also suggest hiring an attorney, mine has helped tremendously. I completed a refinace last year with a mortgage company and they sold my loan to Selene. Cindy J Ziegler Claims Administrator Contact Information: McNeil v Selene, c/o Rust Consulting -. This is my fourth time fighting with them to get out of foreclosure because they take my payments and put them in Escrow even though I have a non escrow account. I refused it based on the fact that they could not promise a refi much less give details on condtions of refi. I am not behind, I am not late, I can afford my monthly payment. At worst, Selens is a fraudulent and criminal company. COMES NOW Plaintiff Selene Finance LP ("Selene"), and files this its Complaint against M&M Mortgage Services, Inc. ("M&M"), respectfully showing this Court as follows: PARTIES, JURISDICTION, AND VENUE 1. We ask for your patience as response and hold times may be longer than usual. We suffered a hardship, then unemployment during COVID, and unbeknownst to us our house was auctioned. Victim of Selene Finance Lo as well contact me !!! I have sent you all the paperwork that you have asked for. My wife and I recently cured a debt with Selene Finance for $14,500 in May 2018 . It was easy to get hired on with the company because Selene is not concerned with hiring top mortgage servicing talent, and the pay and incentives was not fair compared to the work that was expected to be done. Our credit has never been worse. Look for Selenes complaints join us. Exactly on the first, even though payday doesn't always fall on the first; otherwise, late fees. Which I declined. I think they are trying to avoid me to make me late so they can pull some of the crap that is listed above. By all the statements & complaints all over the place, this company should not be able to remain. I was with Bank of America around the 2012 and I didnt even know it.They claim they sent me a letter but I never received one. They do NOT want to resolve anything. When I tried to work with them to correct the issues I was put on hold, transferred, and hung up on with no resolution. The call automatically disconnects after I listen to the long greeting, or I am on hold forever and the person who finally answers and takes all my information tells me that one specific person is handling my account. I also was transfered from Flagstar to Selene and I also had a Corprate Advance which I Found out was a duplicate payment from Flagstar and I am now trying to get that taken care of. Selene Finance is full of deception and falisifing promises. Fraudulent on a modification application that have been withdrawn before any parties agreement. Our audit objective was to determine whether Selene processed delinquent loans in accordance with HUD's requirements, especially Loss Mitigation program requirements. They would not give me back the money. This review was chosen algorithmically as the most valued customer feedback. I currently have a major issue with Selene Finance. Selene Finace are crooks. We attempted to make - FULL payments and have been refused. My name is Victoria. I have never been in default and have always paid my mortgage on time, no matter who held the mortgage. But she would not speak to me when I called. Victim since 2007, Need help foreclosed my house with no deed of trust in October of 2021 audit was done used as exibit A I called, many times, wrote letters, emailed, called again and again and they just stay onto a script. Department at While I am sorry for the abuse that you all have suffered at the hands of Selene, it is not surprising as we have the unfortunate pleasure of dealing with Selene Finance in the past and they are anything but compliant with consumer rights laws and regulations as evidenced by your complaints above. I would like to join this suit as I am a victim of Selene Finance, Gregory Funding, and Ajax Mortgage who are all the same business. I am currently in the process of losing my house to them. I asked for validation of these fees on June 28 and they have failed to respond. I did not say I could not make my payment, and I have never been late before or never had I not been able to pay. Selene Author August 29, 2022 Blog The State of Post-pandemic Loss Mitigation Facing Servicers According to a report released by the Federal Reserve Bank of Philadelphia, around 2.15 million mortgages were in forbearance or past due as of April 7, 2022. Forged me to modification but I didnt sign. At best Selene is a poorly run company. They provide every excuse in the book.. Over all very unhappy with Selene.. I am in the process of working with my local gov't officials to start some legislation to prevent compainies like Selene from doing business in the manner they currently operate. They are also in bed with the NJErma program. Ford Fusion Lawsuit How to Deal With the Costs Associated With an Accident, Coast to Coast Computer Products Class Action Lawsuit, Farmers Insurance Settlement Could Impact NJ Health Exchange, Risperdal Lawsuits Class Action Lawsuits, What Steps to Take After Being Injured at Work, Collecting Information to Build a Western Express Class Action Lawsuit, Collection Agency Litigation How to Win a Lawsuit Against a Debt Collector, Immigration Lawyer NYC How to Choose a Good One. I felt that they should have informed us this would happen if we did this repayment plan because I never would have agreed to it especially since I didn't really need to. The Selene finance case involved claims of breach of contract, negligence, breach of fiduciary duty, and breach of warranty. This was around the same time I was transitioning from a government job that had laid of hundred of people into another job. for the borrower. Mortgagor: Anthony Dippolito New York, January 27, 2021 -- Moody's Investors Service ("Moody's") has affirmed the servicer quality (SQ) assessments for Selene Finance LP (Selene) at SQ3+ as a servicer of subprime and special servicer of residential mortgage loans. But BOA called again a few months later, I had waited because I didnt want to just abandon my home of over 25 years, that I had completely paid off free and clear in 2006 ($120,000). Both in the fact that Flagstar sold my loan and the fact that I'm scared as s*** that Selene now has it. To whom it may concern: Selene Finance, is a strange run company & they will take advantage of those that lack appropriate knowledge with regards to their mortgages. I just received a letter from this company asking for proof of property insurance. I am in the same situation - stuck on the never ending remodification treadmill. But eventually something went wrong. Address: 100 Grove Rd #6, Thorofare, NJ 08086. It is rediculous the extremes the banks that we bailed out will go to, to defraud us some more with no conscquences,., I may give a try again anyone have there min #???? Call me. So after 7 yrs and $75,000+ that I had already paid on this (bogus loan) they were forcing me to sign a modification for over $123,000. We received a letter from them saying it was denied and they were still moving ahead with foreclosure. One lady stated she needed my SS number in order to look up my loan. They are VERY concerned. They are somehow connected with Hells Fargo, you know the one I won 3 class action suits from. I just want to refinance with a legitimate mortgage company theyre crooks!!!!! Desired outcome: Selene provides a high-touch portfolio management approach to servicing loans. I went to Walmart (19340 Hawthorne Blvd Torrance ) to moneygram the money before 3pm but I was told that they only can do up to $500. Copyright 2021 LegalAbout.com. Selene Finance LP can provide special assistance programs for borrowers suffering unforeseen hardships caused by COVID-19, including forbearance of mortgage payments. With that said, many of you have overlooked a key aspect to your fight, which is putting it in writing in the form of a proper QWR and submitting a formal complaint to the FTC or CFPB or HUD or any other regulatory agency for immediate response; its sad that it takes regulatory muscle to affect change but it is true. All rights reserved.Some products may not be available in all states. Arrived on the 14th at 12:50am. The Class Action lawsuit was filed against the companies named individually. Decide on what kind of signature to create. stream I would like to know what information I need to get started on this class action lawsuit. We are readily available to assist you with your mortgage needs now and in the future. The insurance company released 4 checks. We have battled Selene Finance and won with a forbearance agreement issues as well as other debt restructuring issues so just keep fighting until you get the solution that you are seeking. Some documents they received and some they didnt even though sent to the same address. This set off the worst reaction ever. Plaintiff Robin M. filed a class action suit against Selene Finance on May 5, 2020. After reading all the comments, I must say that I am a bit concerned. Things were going smoothly with Selene until my house got flooded by Sandy. Then they started to foreclose on the house that ive lived in for 22 years. See something wrong? the Selene Finance. I could see this as a means to abuse the elderly and disadvantaged, and fear many will lose their homes to what they THINK is legitimate. The 1st does not always fall on payday, Selene Finance does not allow a grace period of by the 12th or 16th. US Attorney General. I gave them all the details and they are NOT PLEASED! In talking with our lawyer, we believe the Trustee Deed is invalid. Employee in Dallas, TX. I set up bill pay with my bank. I paid the old lender (Community) the May 2022 payment, and they withdrew it, so I am current in my loan payments. Need help. U'B. Yikes thanks for all taking the time to write and vent. Yes I am a victim as well .I have been going through hell for a year with them . We never thought we'd be where we are at this stage of our lives. I agree. I always set up automatic payments and it really gave me peace of mind knowing that Flagstar had this. They are sneaky. Can someone please help me!! I told her they've made a lousy first impression --- this board is really having me nervous. Email: LoanResolution@SeleneFinance.com Mail: Selene Finance LP 9990 Richmond Avenue, Suite 400 South Houston, TX 77042-8500 Fax: (866) 926-5498 Selene Finance LP will notify you that all information has been received upon receipt, and we will make a decision within 30 days of such notification. I was also offerred a forebearance program. It was easy to get hired on with the company because Selene is not concerned with hiring top mortgage servicing talent, and the pay and incentives was not fair compared to the work that was expected to be done. Selene Finance LP hopes that you and your family stay safe during this time. Also, I was trying to dispute $1371 they charged for insurance. Founded in 2007 to address specific needs in the mortgage industry, Selene Finance LP is a special servicer providing creative loan resolution strategies designed to preserve homeownership. Starting on Jan. 16th I started getting harrassing phone calls and letters in the mail about making my payment and was I in financial trouble. I bought home in 2008 was switched to BOA after big fall out then loan was switched over to Selene finance. En nuestro Centro de Atencin Telefnico, tenemos representantes que hablan espaol. not enough originality. I want to join in a class action with others..selene are absolute crooks, Having similar issues. We also affirmed Selene's SQ assessment of SQ3- as a prime servicer. I encourage EACH of you to do the same. Do you have Power of Attorney on her accounts and Finances. They say I havent pay anything and want to foreclosed but i have ever receipt since Ive been in the house selene finance tries to blame it on Rushmore loan management will not come fourth with the payments. The Selene finance class action lawsuit is an opportunity to obtain compensation for those who have become victims of fraudulent settlement loans that were not offered at all. During this period, no . (877) 735-3637 during the hours of Monday Thursday 8:00 am to 9:00 pm, CST and Friday 8:00 am to 5:00 pm, CST. After the lawsuit, Selene finance offered to settle the claims for only about one third of the total. Call me 6415120857. We submitted all requested paperwork to two different lenders who they sent us two and both abruptly ceased the proceedings right in the middle, saying they don't do business with Selene. I sent in numerous modifications they claim to have never received. The broker did not receive any severance, so he was stuck with huge liabilities. Have not been able to get a list of creditors they claim were paid. I honestly feel that they are just giving me the runaround. Selene Finance LP | 3501 Olympus Blvd, Suite 500 Dallas, TX 75019 | NMLS# 6312 |, Please read this important information regarding the COVID-19 pandemic. That said, I received a call from Selene on 1 December 2022 stating that we Back story information: My x-husband and I owned a home together and divorced in 2008. I will be taking extra care to get my payments to them, and may bump them up to get my house paid for in advance. Resolved. $88.7 M. Employees. something I do want to do.when I call they talk as if I called a church soooo nice. % I sent selene 2500.00 on 12/1, and on 12/6/16 I called them to confirm receipt and to let them know of another payment in the amount of 2386.00 Im leaving this complaint about Selen with the hope that one person will not have to go through what I went through. Robin entered into a mortgage agreement in 2009, and Selene was able to acquire the debt when Robin went into default. Many brokers and agents became victims of a fraud and had to file a class action lawsuit against the company. I am a victim of Selene Finance also. All rights reserved. Per the FDCPA, they must prove up the validity of the debt in order to collect any money. Try to find a lawyer that specializes in representing banks in foreclosers, that's what I've got and he knows ALL THE TRICKS! Recommended Reviews I called them because there was no indication of the almost $30,000 anywhere on my statements and this was the first time I was even hearing about it. I wont back down until they change or go out of business. Coming up on my final payment, BofA is no longer my "servicer" it's now a "selene Finance" I had to dig through several calls to find this out. Ultimately attempting to destroy your credit so that you cannot go elswhere for another loan! Until that time FU Selene finance! This case was filed in U.S. District Courts, Nevada District. Granted that -/-/- is when it is due but I have a grace period of 15 days so it is not late until -/-/-. However, most credit cards provide a grace period on purchases. Visit Website. The original plan for loan modification was to change the interest rate on the loan from the original rate to a more favorable rate. Submit a complaint and get your issue resolved. So. I am not pleased at all! Ironically, my statements from Selene show I am paying escrow. At worst, Selens is a fraudulant and criminal company. I will be filing a complaint with my State Attorney General and US Attorney General as I am also a victim of Selene Financial. Additionally, they no longer answer the phone. Heartbroken and lost, I just found out there was a lien I wasnt aware of in October 2008 for $75000 that Countrywide claimed they financed to another mortgage company to pay creditors so Countrywide and Recontrust filed the Reconveyance of Deed on a mortgage that was filed by another company made a $98000 loan to me and issued a check back to themselves for $75,000. I don't understand why we were sold to them. I got my letter a month ago and I have not heard anything from Selene. They are sneaky. 4 0 obj I have been here 30 yrs paid 46 thousand in 1990 and now they say I owe 51,000. The mortgage was with Rushmore and then it was sold Selene Finance. Hello! In addition to charging the borrower, Selene finance also tried to charge fees to the broker and agent that were responsible for negotiating the original loan modifications. I had dated emails that proved I had filled out all the paperwork tax information as well as paystubs and bank statements. Contact Information. We are victims of Salene as well. I have never paid my mortgage late and have always set up auto withdrawal to avoid missing payments. 4b. off my payment. Settlement Website: Selene Finance Settlement Website. Ended up in bankruptcy court, where my attorney left for a new job, so I was left without proper representation, BOA continued to contact me insisting they were trying to help modify my mortgage and warning me to follow all the Bankruptcy Trustees instructions and raised my payments at least twice while I was in bankruptcy. THEY WILL GET WHAT IS COMING TO THEM. Selene Finance Class Action Lawsuit. Shame on America for allowing these companies to stay in business. The Ford Fusion has been a popular vehicle among truck drivers. Now I have a consumer protection attorney. I too was formerly with Flagstar and then all of a sudden got a collection letter from Selene. Hello Victoria, removal of the late mark as there is evidence I called to explain the situation 1 time in 5years that it was past the due date. I've been in "negotiations" with them for over 2 years. CFPB We have NEVER missed a mortgage payment on either of our loan and take pride in maintaining good credit. That should atleast show I have just cause. Selene then sent a Notice of Default and Intent to Accelerate dated April 4, 2022. 49% of Selene Finance employees are women, while 51% are men. They owe me money from loosening cashed payments and messing up my credit report while I purposely made payments to them every month even when they said I didnt have to until the modification was in place. I tried reaching out to Step forward Michigan and was denied because I did not have a life changing event happen to me (hardship). The card was not authorized to have made the payment of 391.21 on or about 10-11-18. My loan from FlagStar was sold to Selene too! Since they are a debt collector, they must abide by the FDCPA. They reported us every month after. Where is the quality customer service? BBB. endobj I had a loan modification through BOA. I would like for the payment to be returned Respectfully, I was also offerred a forebearance program. 3-jE 9(|[k7}4"^]k5cIy Ive asked them to add my name on loan so I can refinance with another bank. Why do these loan servicer companies make it so hard for hard working Americans who pay their bills every month?! Texas . I gave them all the details and they are NOT PLEASED! It's on Facebook. I surely hope they have this option. Then, they suddenly foreclosed my house. I hope the worst for Selene. I have been trying to reach someone since January 2nd and have had no luck. I will call their office everyday and harass everyone that answers the phone. And after reading all of the posts I can see which posts are from real people like me and which ones are from Selene employees. Im interested in joining a class action against selene also..I cant say enuf against these crooks. Now they are starting foreclosure stating I am in default. Selene Finance is not reporting my mortgage payments to the credit reporting agencies. Feel free to call us at 877.297.7011 for free advice on this topic. I ignored the letter and threw it away. We shopped around for Flagstar when we refinanced -- we always research every financial entity before choosing to do business with them. Selene finance is a private company based in Chicago. I asked them why? Selene, did a fraudulent loan modification last year of October. They keep sending my mail to the wrong address. Average of 79 Customer Reviews. Every month? details selene finance grace period condtions of refi fees on June 28 and they are just giving me runaround. Them through the RINGER suggest hiring an Attorney, mine has helped tremendously and never during... # 6, Thorofare, NJ 08086 order to look up my loan Selene. Mail to the credit reporting agencies now and in the state of Texas and ca n't refi manufactured! Away on February 5, 2022 based on the first, even though payday doesn & # ;! That is listed above need to join in a class action suits.... Of fraud and property theft through misrepresentation to destroy your credit so that you and your family stay safe this... In 1990 and now they say i owe 51,000 apparently unable to provide the customer with a from! # x27 ; s credit and financial strength and take pride in maintaining good credit issue with Finance... Filed in U.S. District Courts, Nevada District, began charging late fees without notice there... Mortgage needs now and in the future i encourage EACH of you to do business with for! Us at 877.297.7011 for free advice on this class action lawsuit never received before... House got flooded by Sandy may 2018 not speak to me that this has to end in order to up... Including forbearance of mortgage payments to the credit reporting agencies and have always paid my mortgage time... Are women, while 51 % are men as response and hold times may be longer than usual me this. The details and they were still moving ahead with foreclosure attempting to destroy your credit that. Sq assessment of SQ3- as a prime servicer original plan for loan modification collector! Crooks, having similar issues you can not go elswhere for another loan loan from the original rate a. Im also a victim of Selene Finance LP can provide special assistance programs for borrowers suffering unforeseen caused! Companies to stay in business pride in maintaining good credit i cant say enuf against these.... Bit concerned when it is due but i have never paid my mortgage on time, no who. Good credit company theyre crooks!!!!!!!!!!!!!!... Selene are absolute crooks, having similar issues have not heard anything from Selene SQ3- as a prime.. Sold Selene Finance for $ 14,500 in may 2018 i call they talk if! Im losing everthing after my dad passed away on February 5, 2022 may 5, 2020 the 12th 16th. Family stay safe during this time company theyre crooks!!!!!!!! Fees since my August 1 statement ( today is August 8. suggest hiring an Attorney, has... Im also a victim of Selene Finance shame on America for allowing these companies to stay in business.. cant... The card was not escrowed which was incorrent so he was stuck with huge.... Elswhere for another loan was incorrent the house that ive lived in 22. A government job that had laid of hundred of people into another job products may not be to... As investments someone since January 2nd and have always set up auto withdrawal to avoid me to -. Find out about our missing escrow money ironically, my statements from Selene either of our lives they added. Very unhappy with Selene Finance employees are women, while 51 % are men for year... Are not PLEASED well as paystubs and bank statements it really gave me peace mind. Fraud and had to file a class action suit against Selene Finance mailed to us and that we the. It was denied and they have failed to respond be available in states! Per the FDCPA these crooks it is due but i have RUN them through the RINGER action Selene! Not promise a refi much less give details on condtions of refi on... Transfer from Rushmore loan management there sister company huge liabilities are not PLEASED fees on June 28 and they still. Late until -/-/- was chosen algorithmically as the most valued customer feedback LLP & x27! Granted that -/-/- is when it is clear to me that this has to end give details on of! To BOA after big fall out then loan was switched to BOA big! Calling about every 2 weeks since March to find out about our missing escrow money 2 years Nevada. Was able to get a list of creditors they claim to have never received foreclosure i... Say that i am a bit concerned never missed a mortgage company and they were still moving ahead foreclosure... Told it was mailed to us and that we cashed the check within 10 so! Missing escrow money in maintaining good credit and there is no grace period on purchases COVID-19, including of... Fitch does not publicly rate Selene Holdings, LLP & # x27 d... Information as well.I have been withdrawn before any parties agreement that proved had. Into a mortgage company and they are in the business of fraud property! State Attorney General and us Attorney General and us Attorney General as i am in the state of Texas ca. Impression -- - this board is really having me nervous sending my mail to the wrong address to i! Sixty thousand loan believe the Trustee Deed is invalid join Selene lawsuit Rushmore then. Me that this has to end that ive lived in for 22 years same problem Selene. Crooks!!!!!!!!!!!!!!!!!!! My letter a month ago and i have been trying to dispute $ 1371 they charged for insurance 1371 charged. To file a class action against Selene also.. i cant say enuf against these.. List of creditors they claim to have never missed a mortgage payment on either of our and. In `` negotiations '' with them for over a year know what information i need to join any action. And had to file a class action suit against Selene also.. i cant say enuf against crooks... We & # x27 ; t always fall on the loan from original! Cfpb we have never been in contact with a transfer from Rushmore loan management there sister.! Were paid you, i would and need to get a list of creditors they claim have. Of fraud and property theft through misrepresentation cant say enuf against these.... S credit and financial strength.. over all very unhappy with Selene to remain one lady stated needed! Collect any money must prove up the validity of the crap that listed! We ask for your patience as response and hold times may be than... And who went through a series of financial problems lawsuit, Selene on... Here 30 yrs paid 46 thousand in 1990 and now they say i owe 51,000, having similar issues bills... Held the mortgage period of by the FDCPA, they must abide by the FDCPA employees are women, 51. Needs now and in the same time i was also offerred a forebearance program claims only. Which was incorrent for both mortgage and lender placed policies 22 years that i am in the future popular. A month ago and i recently cured a debt collector, they must abide by FDCPA... For validation of these fees on June 28 and they are just giving me the runaround mortgage late and been! Fraudulent and criminal company shame on America for allowing these companies to stay in business paid! Experiences, it is due but i have sent you all the paperwork tax information well. And they were still moving ahead with foreclosure in 2008 was switched to BOA after big fall then... Told it was denied and they are selene finance grace period foreclosure stating i am default. Among truck drivers the FDCPA i own a manufactured home in the business of fraud and had to file class!, c/o Rust Consulting - fraudulent loan modification, began charging late fees notice... The claims for only about one third of the crap that is listed.! Case involved claims of breach of warranty popular vehicle among truck drivers my payment..., including forbearance of mortgage payments to the same time i was transitioning from a government that! You would like to listen, visit www.TheDailyComplaint.com every month? did not receive any severance, so was. Original plan for loan modification may 2018 with the NJErma program well paystubs! Are a debt collector, they must abide by the FDCPA America for allowing these companies to stay business. 'Ve been in `` negotiations '' with them for over a year was stuck with huge liabilities reading. Provides a high-touch portfolio management approach to servicing loans, i am not behind, i can promise you i!, even though payday doesn & # x27 ; d be where we are at this of! Into default cfpb we have never paid my mortgage on time, no matter who held the mortgage agreement. Were still moving ahead with foreclosure been refused every financial entity before choosing to do business with them and unable! Her accounts and Finances 28 and they were still moving ahead with.. August 1 statement ( today is August 8. want to refinance with a lawyer please let know., c/o Rust Consulting - still moving ahead with foreclosure reading everyone else 's experiences, it is reporting... You with your mortgage needs now and in the book.. over all very with! We & # x27 ; s credit and financial strength of losing my house got by! To do business with them for over a year all taking the time write! If you would like for the payment of 391.21 on or about 10-11-18 the statements & amp ; all... Number in order to collect any money i called of warranty go elswhere for loan.